About Hamilton Car Title Loans

It's hard to know where to turn when you are falling behind financially, because a high-risk loan may only add to your hardships. Traditional lenders may reject your application based on poor marks on your credit report, or high interest rates may make it too difficult to keep up with the payments. Our car title loans Houston put you at an advantage because we provide terms that suit your actual budget so that you're unlikely to get overwhelmed. No matter what mistakes you've made in the past, we never need to look at your credit report to make a decision on your application. Our short-term loans are based on collateral, meaning all we need is the clear title to your vehicle to provide the cash you need.

There are a lot of advantages to working with Hamilton Car Title Loans, starting with the online pre-approval process. You never have to wait in a long line or fill out complex paperwork just to find out that you're not approved for a car title loan. The majority of your application is processed online and over the phone with a representative so you'll never feel like you've wasted time. At the point that you're ready to finalize the process, all you need to do is visit the convenient Houston location for a quick inspection and information verification.


Apply for Hamilton Car Title Loans

Qualifying with Hamilton Car Title Loans is very easy if you have steady income and the clear title to a vehicle.

1.

Start out by filling out our form with the details of the collateral vehicle so that we can generate an instant loan estimate. The amount you are eligible to borrow is based on the Kelley Blue Book value, so it's important that the details are as accurate as possible.

2.

After the initial application is submitted, a car title loans Houston representative is going to call you to move forward with the process. You'll be asked to verify your sources of income to negotiate a repayment plan that is suitable for your current budget. Additionally, you will need to provide proof of your current address, and the vehicle title in your legal name to finalize the contract. Borrowers must be at least 18 years old with a valid form of identification to secure a loan.

3.

To finalize the process you will need to sign the legal paperwork (contract) which will include applicable loan fees, cost of the loan, minimum payments amounts, repayment schedule, interest rate and amount charged for interest.

4.

Getting your cash! The money will be transferred tou your bank account in one business day!

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How it Works

No Credit Check

Our interest rates are low and there is no need to do any credit check when the loan is secured with collateral alone.

Get Instant No-Obligation Quote

The pre-approval is completed anywhere that you have internet connection to submit an application, and you'll get a quick estimate based on the value of your vehicle

Keep Driving Your car

We're able to offer you the loan with the security of holding the title, but you don't actually have to leave your vehicle behind. Keep in mind that we do have the right to repossess the vehicle if you don't make payments or reach out for an extension before the due date. However, we would much rather a smooth process that allows you to get the cash you need without losing a valuable asset.

Following Texas Laws and Regulations

Hamilton Car Title Loans in Houston does follow all state regulations to ensure our protection and yours. For example, we're not allowed to charge a penalty to customers that repay their loan early, and we do encourage you to do so whenever possible.